Friday, October 18, 2013

I Want Your Money



Everything is for sale; at a price. And we sell everything. 
We sell our personality and qualities and education and skills to acquire employment. We sell our ideas to make more money. We apply our experience and knowledge to make even more money.
Then once we have some money, everybody else wants it. 

Television, radio, Internet, stores, transportation companies, health companies, investment planners, animal shelters, public service organizations, even the beggar on the street wants some of your money. 
Certain requirements in life demand you give them some of your money. Shelter, food, clothing, transportation, childcare or education, and the occasional gift to your sweetie to keep life balanced. Then all the insurance companies come by to tell you that you MUST have insurance on your auto, house, and family or you are a bum. Then the health companies come by and tell you that you MUST have health insurance to cover catastrophic accidents and to cover the massive array of meds to keep you healthy. The list goes on and on.
Now bankers and investment planners say you should save money, so give it to them to keep in a safe place. They even offer a tiny interest while they use your money for their own purposes. If they didn’t no one could get a mortgage or loan. Who would let you buy a house if you didn’t have that much money in assets? 
Yikes! Did I say “loan”? Borrow money from someone else to purchase something that you cannot afford with only the legal agreement and your signature to pay back. Shoot there in an entire industry for credit. There are ratings and score, just like football teams. If you rank high enough, in their calculation, you get a ton of junk mail offering you “free money” for only a little fee. If your score is not the best, you better pay the cash that is in your pocket and when that is all gone; stop buying. 
So how are all these big expensive projects get paid for and how do all those rich people make all their money? I’m not an economist or a financial advisor by any means. All I know is I have some money in the bank. After I pay my bills and taxes, the rest of it can be spent on anything I choose. I can buy myself gifts, or splurge on fancy dinners, or indulge in luxurious entertainment, or just keep it in the bank. I also know that if I spend more than I have, I’m in trouble. 
But I will give this advice. Get a sponsor! 
Think about it for a minute. Take NASCAR for example. They have a huge outlay of money in equipment, transportation, salaries, and repairs. Some money they can get from network coverage, but if you look at the drivers (and the cars), they are covered with stickers. Logos of companies who will give money to a team are plastered all over the place. These companies want to associate their name with a winner. It isn’t charity or a free grant, but a partnership with one who has money and one who wants money.
So when you are trying to be creative, your mind should be on your work and not on making money. Find an organization, company, foundation, or philanthropies and sell your reason why they should invest in you. Have a good business plan for success and with a little leg work, your financial troubles will be over. 
Don’t say, “I want your money.” That is robbery.

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